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Banking FAQ

Q Are Andes State Bank deposit accounts FDIC insured?
A Yes, check out the Andes State Bank’s NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS for coverage details.

Q How do I set up Direct Deposit of my payroll check?
A After your Andes State Bank checking application has been approved, you will receive Andes State Bank's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q How do I set up Direct Deposit of my Social Security check?
A After your Andes State Bank checking application has been approved, you will receive Andes State Bank's routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q Can I get information about my account by phone?
A Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices.

Q What products can I apply for online?
A Check out Andes State Bank's Products and Services page to see which accounts you can apply for online. Check the Featured Product page for special online products.

Q Does Andes State Bank offer IRAs online?
A Yes, Andes State Bank does offer IRAs online. To see what we currently offer, visit our Products and Services page.

Q Can I open an account if I don't live in the United States? What if I live in the United States but am not a citizen yet?
A As stated on our application, at this time, we only accept applications from persons residing within the United States with valid U.S. tax identification numbers (Social Security Numbers). If you have questions, contact us. We'd like to hear from you.

Q Can I do all of my banking with Andes State Bank?
A Yes! Thanks to the convenience of Direct Deposit, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.

Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q How frequently is my Andes State Bank information updated?
A Andes State Bank updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every day to reflect all account activity.

Q Are wire transfers possible to and from my Andes State Bank checking account?
A Yes! Funds can be transferred to and from Andes State Bank accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Call us at (605) 487-7611 for details.

Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit or ACH (Automated Clearing House) transactions. Andes State Bank also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.

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